Preheat oven to 350°F.
Brown ground beef and set aside to drain. Scramble the eggs. Spread the refried beans into the bottom of a 9 x 13 inch baking dish. Next, layer the ground beef, 2 cups shredded cheese, scrambled eggs, salsa, and the remaining 2 cups of cheese. Bake in the oven for 20 minutes. Remove from oven and let stand 10-15 minutes. Next, spread with sour cream, top with olives, tomatoes, and green onions. Serve with warm tortillas to be filled or with tortilla chips for a brunch dip.
Refrigerate any leftovers. Individual portions are wonderful reheated in the microwave.